Lisa and Jim's Northern Nevada Real Estate Blog: May 2009

They Didn't See The Cloud Sneaking Up On Them

My husband was irrigating our back pasture yesterday and took this picture of two of our horses, Ninth Calvery - known as Calvin and Highbar, they didn't see the giant cloud sneaking up on them.  Being the little gluttons that they are, they wanted a last minute snack before they left the watered field.

The clouds are sneaking up on them

So you think they don't close

This blog capture the essence of what we are doing here!  This is the "Why" of helping these sellers capture some resolve from this economic C**P!  Please read and enjoy!

Via Lynn Pineda-Coral Springs REALTOR, Short Sale Specialist (Keller Williams Partners Realty):

Today I celebrated with my Seller and Buyer. HOORAY!

I posted a pretty cool post a bit back about another one of my special Seller's and Buyers: What it's like to be an active participant in God's plan. Well, I'm happy to report that this plan went all the way and closed today as a Short Sale in Coral Springs Florida.

It's a great story of a Short Sale closing but it's more than just another Short Sale closing as it's about human misfortune and human compassion interacting. You can go to my prior post to read the beginning but I'd like to let you know how it came to a close.

My Sellers were planning their move out of their recently sold home and the Buyers of their home wanted to do more for them then just save them from foreclosure as if that wasn't enough. It is a rough time for my Sellers and they had to pick up the pieces to move on to a new stage in their life with great hopes of better days ahead. The sweet part of it came from the compassion of my Buyers who had prayed for them, gave them a bit of financial help and wished them well for what their future holds and want to know how they get along in their days ahead.

So yes, a lot of people had something to celebrate today:

  • A Seller avoided foreclosure
  • A qualified Buyer purchased a new home at a great price
  • A Lender lessened their potential for further losses
  • A Condominium Association secured a greater likelihood of receiving their fees on a timely basis, again bringing up the possibility of greater values in the neighborhood
  • Neighbors can look forward to one less property threatening their property values
  • A Realtor who got paid for being part of something really special - can't touch that!

So it was great to see a Short Sale close but to see it close like this was even sweeter!

The more you know, the better prepared, the better the outcome.

I serve Coral Springs and the surrounding cities such as Coconut Creek, Parkland, Sunrise to Southwest Ranches in Broward and Dade and Palm Beach Counties of South Florida as your dedicated Realtor and CDPE Certified Distressed Property Expert ready to work for you. I'm looking forward to hearing from you soon. Please call me at 954-464-1100 or email me at: lynnp@ImagineYourHouse and it would be my pleasure to help you!

Learn more about me and Coral Springs Real Estate as your Coral Springs Realtor

 Copyright protected. Do Not Copy

My Wife Really Got My Goat ... Follow Up

Jimmy - wrote another one about the goats! 

Yes! Buster has become a real family favorite!  

Enjoy!

Via Jim Valentine (RE/MAX Realty Affiliates):

I blogged about our rescue goat a couple of weeks ago ... before we got him, My Wife Really Got My Goat ... Now He's Home.  Blogged once after he came home to introduce you, but we've gotten to know him better since then My Wife Really Got My Goat ... Now He's Home

His is a really sad story, a foreclosure-abandoned rescue.  Buster, as we call him, is a very special animal ... very, very special.  He has clearly been around people and treated very well. 

He interacts with kids, dogs, chickens - anything is just fine with him.  He is guarded at first, but ends up rubbing his head against those he likes - a goat thing.  He loves people.

He's wrecked havoc on our trees - he's much taller than the pygmy goats we have and he can reach a lotbuster snacking on a tree higher.  He loves to eat the trees ... and anything else he can wrap his lips around.  We tried letting Buster and the other goats out in the pasture to eat some of the weeds that the horses didn't eat.  He was keen on getting out...a goat thing.  He escaped to the road ... with Angel, a rescue pygmy of ours.  Got them back after they stopped traffic and the neighbors called while the wife was busy gathering them.  Then they immediately escaped the pasture into the garden.  Okay since nothing is planted yet ... except the fruit trees that they enjoyed.

Buster is palling around with Angel - they are our two rescue goats.  They are also the adventuresome ones.  Buster pulls a tree branch down from on high and Angel eats the leaves on the end that is close to the ground.  Its fun to watch the teamwork, but tough on our trees.

Buster is such a love that he runs to or follows closely any human that comes near him.  Clearly he was once loved.  This is a rescue from a foreclosure property where he was left with his two pygmy goat buddies.  Our friends took the pygmies and we took Buster.  The pygmies are as sweet and loving as Buster according to our friends.  Clearly they were loved ... and probably still are.  Money caused a break up of their family and we are blessed with his presence, but surely they are missed by their previous owners. 

We love Buster, our kids love buster, and our grandkids love Buster - he's a family favorite already.  My mom even loves Buster who she met Sunday at her 88th Birthday celebration.  We had no expectation of such a lovely animal when we agreed to the rescue, but we've already benefited from our relationship and I'm sure we will all continue to do so as he is so very special.

I love it when my wife gets my goat ... in a literal sense that is!

Clouds Again ... Finally

We've had a long drought and we've missed our normal cloudscape that comes with normal precipitation.  Had a wonderful thunderstorm the other day, and are starting to get cloudsthundercloud may 09 popping everywhere ... finally.  Ansel Adams had a famous picture of a huge thundercloud over Lake Tahoe - actually east of Tahoe and over our valley.  We haven't seen them for awhile.

We usually get them in June, but haven't seen them in a few years as we've had a drought.  The rain is nice and we're hoping for more.  In the meantime, the abundant clouds make our landscapes gorgeous. 

Beautiful country with gorgeous clouds to accentuate it ... Heaven on earth is where we live.

 

jobs peak and cloudsstorm against sierrasAll photos shot last weekend, May 2009

carson valley clouds 5/09

Stay In Your Realm Of Expertise - Short Sales and Bank-Owned Niche Markets

Staying within your realm of expertise is challenging these days, but nonetheless still very important.  Agents know they shouldn't get involved in a commercial transaction without the proper knowledge.  The same goes for all other specialty areas of real estate, i.e.- vacant land, subdivision land, farms & ranches, etc.  How about short sale and bank-owned transactions?

The agent that has no knowledge or experience in these areas shouldn't venture forth without asknowledge and justicesistance from an experienced agent or they will not only be violating the NAR Code of Ethics, they may well find themselves embroiled in litigation should anything go wrong.  What could go wrong?  That's the point - they don't know until they unwittingly make a mistake.

We now have two new specialty niches - Short Sales and Bank-Owned.  They have their own language, acronyms, policies, procedures, and consequences.  What started as a ripple has become a tsunami in our industry.  They are pervasive in the market and require specific knowledge to properly conduct their business.

Short Sales were full of unpredictability, but that is changing as agents acquire their knowledge and skills.  Last week we had three lenders try to say we weren't authorized to talk to them in the first minute of the phone call.  With persistence they were compelled to look at the file, and it was game on after that for we were authorized and in their system.  Interesting to note that three different lenders had the same technique.  A small example, but one of many that occurs during the Short Sale process.  Knowledge is necessary to achieve success.

Recently had a situation of a novice Short Sale listing agent sending the HUD-1 to the lender for approval.  The approval came for the sale, but the HUD-1 was wrong.  The agent hadn't reviewed it and the lender relied on it.  The agent is giving up $7,500 of her $6,200 commission for the mistake.  A cheap lesson if this closes on time and nobody is harmed.  If it doesn't there is exposure from both the Seller and Buyer being harmed by the error.

Bank-Owned properties have fewer problems as the banks scrutinize their listing agents more carefully than does a Short Sale seller.  There are many unique aspects to representing a REO property that the agent should be aware of before venturing forth.  Agents representing Buyers should know the terms and conditions demanded by the bank/owner or their Buyer will not be competitive in the market.

It may be subtle, but these areas are indeed areas of expertise that agents must be cautious about engaging in.  There are plenty of sources for knowledge including many wonderful AR blogs.  If you are venturing into a specialty area get your special knowledge to better represent your customers and to save yourself from financial exposure. 

Worked My Farm Yesterday ... With My Grandson

This gives farming a whole new meaning!  What a great post!

Via Jim Valentine (RE/MAX Realty Affiliates):

Not my real estate farm, my croplands.  We got water yesterday, water from the Carson River to irrigate with.  Coincidently, my grandson was out of school for the day so what else does an almost-nine year old boy do?  Work with Papa.  We started at 8:00 a.m. putting the boards in the diversion box.  There was water in the ditch so it gets tricky.  No problem for Gabe - he wanted to put the boards in - a first for him.  He did a good job and I taught him to tell his mother how many he put in, "a lot".  He learned that the crickets hide under the boards.

During the day he had many wonderful experiences.  A garter snake was in the alfalfa.  With no wind at Gabe with snakethat time we could see the plants sway as he squiggled his way through the plants.  Gabe asked if he could pick it up ... sure.  He did and enjoyed it.  He let it go and watched it slither away into the alfalfa.

We inspected a pine tree that the horses had chewed on.  It had a lot of new growth much to my relief, and on closer look we found a nest.  I peaked in and saw five blue eggs.  I lifted him so he could see them - rubber irrigating boots and all.

Ladybugs were everywhere in the alfalfa.  I saw one plant with eight pretty red bugs on it.  He loves ladybugs and has "hunted" them for years in the field.  He is older now and stayed on irrigating task ... in between hunting for snakes.  (We don't get snakes very often - only the 3rd garter snake I've seen in 5 years, but he didn't know that.)

I pointed out the bad weeds and we picked many.  I showed him a superbad one, Canadian Thistle, and told him that we would come back with a shovel and get it.  I moved on and heard an "OW" behind me.  I turned and he was grabbing his hand.  Yes, he had tried to please his papa and learned why we were coming back with a shovel.  I shared his hand pain later when I pulled a foxtail that had a small wild rose branch in it.  My turn to yell "ow"! 

Later he took the boards out for the first time.  It's a tricky job trying to stay dry while reaching in the rushing water with a hay hook to pull up the board.  He learned that the water sounds different when all the boards are out. 

He skipped rocks in the ditch - even found an old horseshoe and tried skipping it.  He asked if he could, I said yes, and it went kerplunk.  But it was fun!  His best skip was a 6 ... not bad for an irrigation ditch.  He fell in the water three times during the day and slid down a mud bank.

We went over to his great grandmother's house between checks and put up her swampcooler for the summer.  He was a big help there as well.  From there we went to the main diversion box and pulled the big boards.  He remembered being there before, and liked being in that big field.

He asked a lot of questions about things all day long.  He seems to be processing on why things were created.  Had some run-ins with mosquitoes - they are on his "Why List".  Why the snakes? Why the ladybugs? And so on with his curious mind all day long.

At the end of the day we took him out to one of his favorite restaurants for dinner - mud, grime and smiles.  A break through day for my grandson - the day he went from hunting ladybugs to working like a fine young man ... with a snake or skip diversion once in awhile.

Oh, yeah - we got a good soak on all the fields.

Show the Listing If You Want To Get Paid

We're pretty flexible and like to help other agents any time we can.  We had a weird one the other day, however, and we drew the line.  We had an agent call us from Fernley for code to bank lock box.  Fernley is about an hour and fifteen minute drive.  Our assistant told her that it was on an MLS lockbox and she could access that way.  She insisted on getting the bank box code.  When our assistant declined she admitted that she wanted to give them her customers the code so she didn't have to drive to our town to show the home they wanted to see.

A couple of problems with the situation gave us cause for concern.  The first is that it is an REO and we have strict guidelines about having people view the home without representation. 

Secondly, the property has an unpermitted addition that has some deficiencies that should be pointed out by an agent.  Sure, the inspector will catch it, but it really should be known and assessed before making an offer.

Third was her attempted deception.  If she had been up front with us we would gladly have mmls lockboxet her people and opened the home for them.

This situation was clearly driven by an agent not wanting to drive an hour and fifteen minutes to open a house and not wanting to refer her Buyer.  Instead she wants us, the listing agents, to risk our relationship with our Asset Manager by giving her the code to the bank lockbox so she could give it to her customer. 

We didn't do it.  For those of you questioning our responsibility to our customer - she didn't ask or offer for us to show them the property.  One can only imagine what she told them when she apprised them of the fact that they weren't going to see the home that evening.   

We are under offer and just received a full price back up offer.

Multiple Offers in Carson Valley, Nevada! ... What Do We Do Now?

Yes, segments of our market are getting multiple offers ... some even for more than the list price.  We've written recently about the "perfect storm" conditions for entry level housing, and indeed, it has occurred.  When the market shifted the last time in a big way we said it was like "the spigot was turned off".  Now it is like the levee broke!  If you are shopping in that market segment you might need to change your approach. 

Here's what's happening.  The inventory is rapidly being absorbed in the affordable home market segments.  The other day we searched the Multiple Listing Service, MLS, for homes in the Gardnerville Ranchos, one of the impacted neighborhoods, for homes for sale under $200,000.  We found twenty five ... but only two were not under offer and we've since sold one of those!  The same is occurring all over the Carson City, Dayton and Carson Valley areas in the $225,000 and down price point. 

The good news for Buyers is that the prices haven't gone up ... yet.  So what do you do? 

The first thing you should do is get pre-approved with a good lender.  Don't try to save a buck with an online lender ...we've seen more disappointment there than results. Get with one of our great local lenders and get your loan lined out.  When you do you it right you are shopping like a cash Buyer ... almost. 

Make sure your agent knows what you want in a house.  Your agent can't guess, or "try on" homes for you - you must be candid and they must be willing to do the work for your.  Finding the home is very important in this market.  New listings come up on the MLS system all day long.  In this market your agent can't look at 9:00 a.m. and consider their job done for you for the day.  They need to check repeatedly throughout the course of the day ... just like we did in ‘04/'05.  Last week a home came back on the market that was perfect for one of our buyers.  We called, they looked, we wrote ... all before noon.  When we submitted our offer we were one of three ... by 1:00!  There is competition out there! 

Our Advice:  Be ready to move quickly and buy now before the prices start up because of the lack of inventory.  Know what you want and be ready to get it.  Make your offer clean - don't try to get every last nickel in the deal - you are now trying simply to get the deal.  There is no more waiting on the sidelines for the price to drop - you must take action.  In a multiple offer situation the Seller is not obligated to answer every offer, or to act on the offers in the order in which they were received one at a time, or any of the other myths that surround this type of situation.  They will do the best for them within their rights.  Your challenge is to show them that your offer is the best offer all things considered.  Remember, it isn't always price that separates the offers.  Terms and conditions of the offers usually speak louder than price.  Think about the Seller's net proceeds, time to close, allowing them to stay in the property after the close of escrow, repairs that you ask for, etc.  

Don't compromise your financial investment in your zeal to get a home.  You can get a nice home at a good price by being ready, having a good agent/lender combination, and paying attention.  As much as we stress urgency here understand that you must be patient all the while.  

When it comes to choosing professionals to assist you with your real estate needs... Experience is Priceless!  Lisa Wetzel & Jim Valentine, RE/MAX Realty Affiliates, 775-781-5472.  carsonvalleyland@hotmail.com, www.carsonvalleyland.com

Your Third House is Your Dream House

Brian has a pretty simple explaination and a great outlook for first time buyers on how to approach home ownership for the long range!  Enjoy it as I did!

Via Brian Block -- Northern Virginia & D.C. Real Estate (RE/MAX Allegiance):

Here's some advice that I always give to my clients.  It usually turns out to be true.

"Your Third House is Your Dream House" 

First House

 

Your 1st House is the one that helps you stop renting.  Your 1st House transitions you into being a homeowner. Your 1st House helps you start building equity.  Your 1st House gets you into the market.

 

Second House

 

Your 2nd House is for when you're ready to move up.  You buy your 2nd House when your family is getting larger, you've got a job promotion, etc.  You need more room and can afford more house -- that's your 2nd House.

 

Third House

 

Your 3rd House is Your Dream House.  You've arrived.  This is the house you've always wanted.  You're gonna stay here for a while.  Maybe forever.

 

 

Some of my clients skip the 1st House and go right to the 2nd House.

I joke around with first time buyers and tell them that one day while I'm driving around the million dollar homes in McLean, I'm going to call them and say "Hey, I found your 3rd House.  Now we just have to wait 15 years until you're ready to buy it."

Are you ready to buy your 1st, 2nd, or 3rd House?  I'll be happy to help in any case.

Start Your Northern Virginia Home Search

Doom and Gloom or Sunshine and Joy?

Jimmy - This is a great blog!  I enjoyed it and am sharing it with everyone!

Via Jim Valentine (RE/MAX Realty Affiliates):

Spring has sprung and so has the real estate market.  We are experiencing a tremendous surge in business and are hearing reports of increased activity from other markets. So why are so many agents still the messenger of Dotahoe fire smokeom and Gloom? 

 It astounds me that they still walk in to their listing appointments with a Doom and Gloom mindset and message.  The sellers that are selling today have their own Doom and Gloom stories or they wouldn't be selling right now.  They don't need a gloomy agent, they need a realistic agent that will get their home sold without rubbing their situation in their face. carson valley

 Reminding them that they are out of work, have lost $100,000, or more, in equity, or have blown up their credit rating is going to make you an anchor with them for these bad times.  When things improve who are they going to call ... the Grim Reaper? 

How about being the great breath of fresh air that gave them hope?!  Spread the Sunshine and Joy and have fun doing it!  It's contagious and your customers will catch it.

Be a messenger of Hope and the facilitator of Joy ... its your job! 

Do You Have A "Boot" Camera

Good thought Jim ... I needed to take a picture today and my chip was still in my computer, not in my camera!  Not very efficient!  Great Post!

Via Jim Valentine (RE/MAX Realty Affiliates):

There are few frustrating things in life than having a shot and no camera.  I shot professionally before real estate and I remember the shots I missed, the proverbial "one that got away", more than the shots I got.  Now that I am in real estate I look for different shots. 

As I travel throughout my beautiful Valley I look for things to put on my website to show people the natural beauty of our environs.  That means sunsets, sunrises, wildlife, landscapes, etc.  How frustrating it is when I don't have a camera!  I've cured that frustration with a "boot" camera.  Just as a policeman may have a boot gun backup, I have a "boot" camera - one in my business pack and another in my truck.  Little digital cameras that I keep charged.  Whatever happens, I can stop and record it. 

It's hard to find the time to go our and shoot when the light is good, be in the right place at the right time, or to backtrack to a scene to get a picture.  Have the camera with you and be ready as you cruise through your daily routine.  You'll pick up wonderful pictures throughout the months and years that will serve you well.  It also keeps your eye keen at looking at your surroundings and appreciating them everyday. 

Here are some on the fly shots.     fall cottonwoodsharrowbedjobs peak

A great Value Just Got Better! Reduced to $799,000.00! 940 Foothill Road Gardnerville NV ~ The Perfect Combination of Elegance and Comfort ...

This home is a awesome value and a wonderful spot for a large family!  Quiet, Peaceful and perfectly located to b close to everything!

 

Via Jim Valentine (RE/MAX Realty Affiliates):
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Description
Whether for a large family, professional couple, or active retirees … this outstanding dwelling delivers the perfect combination of “Elegance and Comfort”. An absolutely wonderful home that was expertly constructed thoughtfully designed and impeccably maintained. Traditional multi-level plan offers many distinct living zones to accommodate a variety of life styles. Large inviting formal living room, a gourmet kitchen with breakfast bar and formal dining room make up the main floor, upstairs there are three family bedrooms with private baths, and above it all a elegant master suite with spacious bath featuring a double vanity, large soaking tub and walk-in shower plus a large dressing room and separate exercise room. Downstairs the den/guest quarters enjoy a separate private entrance that opens to a beautiful patio. This room could easily double as an in home office, in-law quarters or maid’s room. At the lowest level we find a giant family room with pool table, entertainment area, and insulated wine room. Located on 1.73 acres, the manicured grounds are a true delight, a tasteful combination of private fenced patio and deck, rolling lush green lawns and a variety or native brush and colorful blooms. There is a huge detached garage that matches the house and could easily accommodate 6 cars, toys, RV’s or be completed and converted for many uses. All this plus the present zoning will allow horses.
Features
Bedrooms: 4
Bathrooms: 3
Parking Spaces: 8+
Year Built: 1985
Lot Size: 1.73
Garage Size: 8+ A Car Man's Dream!
School District: Douglas County
Square Footage: 4846
Agent Name: Lisa Wetzel and Jim Valentine
Broker: John Fisher
MLS #: 80011004
Location
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Seller will Pay $3,000 of Buyer's Closing Costs! 1374 Pin Oak Drive in Gardnerville, NV

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Description
One of the few Brand New Homes Available in Gardnerville today! Charming Arbor Gardens home with attached 2 car garage. Great Room design features a dining area in addition to the spacious kitchen that boasts a gas stove, dish washer, and plenty of counter space. Master bedroom has a walk in closet and private bath and the family bedroom is good size too! Perfect for a first home, a convenient retirement spot, or even two singles. This lot has an Affordable Housing Deed Restriction. Buyer must meet income qualifications and any sale is subject to approval by Douglas County. Please call agent for details. Seller will pay $3,000 toward Buyer's closing costs!
Features
Bedrooms: 2
Bathrooms: 2
Parking Spaces: 2
Year Built: 2009
Subdivision: Arbor Gardens
Lot Size: .18
Garage Size: 2
School District: Douglas County School District
Square Footage: 967
Agent Name: Lisa Wetzel and Jim Valentine
Broker: John Fisher
MLS #: 90002451
Location
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Back On Market! 318 Stillwater in Dayton ~ Spectacular Home Just Waiting for You! Back On Market!

Back On Market! 318 Stillwater in Dayton ~ Spectacular Home Just Waiting for You! Back On Market!
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Location: Dayton, NV
Looking for a home that’s a cut above? You’re going to love the many upgraded features this great family home has to offer. Spacious “Great Room” design has vaulted ceilings and includes a large living room and formal dining area. The light and open kitchen with tons and tons of storage and counter space boasts white washed oak cabinets, gas range, and breakfast nook that adjoins the large family room. Two large family bedrooms with ample closet space are in addition to the aster bedroom that features a generous walk in closet, private bath with high ceilings, garden tub and shower stall. Completely landscaped with mature trees, lawn, patio sitting area and a lovely water feature in the back yard make this the perfect spot for entertaining guests.
Information
Contact Information
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Lisa Wetzel and Jim Valentine
775-781-5472
Pricing
Price: $165,000.00
Flexibility: Short Sale
Additional Pricing Information: A Heck of a good deal! 30 Days into the Short Sale approvaql process! Subject to third party approval!
Property Location
318 Stillwater Drive
Dayton, NV 89403

Features
Bedrooms: 3
Bathrooms: 2
Parking Spaces: 2
Year Built: 1993
Subdivision: River Village #4
Lot Size: .17
Garage Size: 2
School District: Lyon County School District
Square Footage: 1682
Agent Name: Lisa Wetzel and Jim Valentine
Broker: John Fisher
MLS #: 90003638
Attributes
Appliances
Range/Oven
Full Refrigerator
Dishwasher
Sink Disposal
Microwave
Interior Amenities
Vaulted Ceilings
Gas Log Fireplace
Carpet, Laminate, Vinyl and Ceramic Tile Flooring
Formal Living & Dining Room Combo
Formal Family Room
Natural Gas Heating
Evap. Cooling
Exterior Amenities
Patio
Fenced Yard
Grass Lawn
Fully Landscaped
Full -- Automatic Sprinklers and Drip
Water Feature
Powered by vFlyer.com EQUAL HOUSING OPPORTUNITYVFLYER ID: 2343175


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The Real Estate Market May be Picking Up in Carson Valley, Nevada!

I'm not a very good "Stat" counter like some of my Activerain buddies; I'll see what I can figure out and report it later!

What I am sure of is that I think April was a pivotal month for our entry level market. 

Six weeks ago there where many homes to choose from in Carson Valley, Nevada under $250,000.  Yesterday I was showing homes to a single buyer who wanted to find a house under $170,000.00.  There were very few to look at and  ... to make matters worse ... we are experiencing multiple offers on those that are available.

I think this is a good sign of things to come!  Could it be that the "Good Old Days" were last month?

I know that I have a couple of buyers that waited and waited to buy.  they wanted to take advantage of the "bottom of the market".  The sad truth for them is that they just may have out foxed themselves and waited a bit too long!

Time will tell!

Agents - Don't Get In The Way Of Your Customers' Desired Outcome

This is a greatpost!  We recently encountered this and it was not pleasant!  As agents we need to facilitate not block our customers efforts!

Via Jim Valentine (RE/MAX Realty Affiliates):

Once in awhile you'll encounter an agent that is controlling or controlled by the customer.  This typically occurs when the agent doesn't know the answers to the customer's unreasonable demands, or is enamored with the outcome of the transaction ... they are attached to the outcome and have lost their objectivity.  Both situations will cause stress in a transaction because the normal flow, interaction, candor, and effort to mitigate the differences to a common goal - a successful close of escrow on terms and conditions acceptable to both parties - are lost.  Trust evaporates and all parties are left with an unsettled feeling about things. 

Agents shouldn't get in the way of their customer's desired outcome.  We are there to assist our customers in achieving their goals and objectives.  If you encounter an agent causing difficulties, stay the course if you want to complete the transaction, but remember not to capitulate from your minimum standards and don't let their efforts to manipulate or dominate you ruin your spirits or your customers' appreciation of the property or sale. 

An agent should be firm in their resolve and focused on the customer and his interests.  The right thing occurs when you have a good team, agents & client, and everybody knows the "Game Plan".

Let's Leave The Head-Butting To The Goats

Goats like to butt heads ... like some agents we know.  Check out the picture of our niece and nephew playing with one of our goats.  They were on the teeter totter when the goat came over to play.  The nephew is a bit antsy around farm animals so he started crawling up the teeter totter as the goat approached.  His cousin did the same and soon they were in the middle.

As they continued to make the teeter totter go up and down the goat got in to angel at playthe action.  Goats being goats, Angel, the goat, butted the one end as it came down.  Again, and again, and again, and again.  She kept it up at one point even showing her pleasure by backing up, turning sideways, raising up on two legs, moved forward with her head cocked and butted the seat from above!  It was hilarious.

I couldn't help but think of the typical "head butting" real estate agent that intimidates the timid agent to get her way.  How often others are on the sideline laughing at the situation, but it isn't as harmless as a goat doing what comes naturally ... people's lives and financial futures can be on the line.  Let's leave the head-butting to the goats and work for the customer.

Keep Your Community Vibrant, Whole, and Wholesome.

YEAH! Go Jimmy! 

Passion for a cause is what makes the world go round!

You inspire this in all of us!

Thanks!

Via Jim Valentine (RE/MAX Realty Affiliates):

Community involvement is essential.  As Realtors we are advocates of our respective communities and it is essential that we help keep them vibrant, whole and wholesome.  If not, what are we selling ... or living in?  However you get involved... get involved. 

We immerse ourselves in Pop Warner football and cheerleading. We know that we are definitely changing lives while we preserve the future of our community by developing the character of the youthYou shaking handsare as well when you are involved with your Chamber of Commerce, Church, Senior Care Group, Cancer or other Awareness Group, Youth Sports, School Groups and Activities, etc.  Your community is a reflection of and on you ... how does yours look?

It may result in increased business, but we suggest that you do it from a pure heart and trust the process.  Do it for the recipients that will benefit from it.  Do it for your community.  Don't do it for you ... put it all on your community and you will eventually benefit.  You will undoubtedly benefit financially, but your greater return is immeasurable. 

pop breaking bannerGive and enjoy. 

My Wife Really Got My Goat ... He's Home

Welcome Home Buster!  This is a happy ending to a sad testament of our economic times!

Via Jim Valentine (RE/MAX Realty Affiliates):

I recently posted about my wife calling me when I was with a customer to ask if she could rebuster eating a branchscue a goat.  Caught as I was in a noncompromising position, I acquiesced.  He was a standard - we have pygmy goats.  Well, he has been delivered and he is very tall - about as tall as our miniature donkeys.

He looks like a Holstbuster's earsein cow with spotted ears.  Very gentle and alert.  We're working on a name - down to "Buster" or "Gomer".    This morning Lisa found him sleeping at the door to the goat house with the donkeys on the other side of the fence by him in their pasture.  Looks like I need to make a larger door to the goat house!

We're not sure if he will stay in the goat pen, or if we'll put him out with the donkeys and horses.  Will try that this weekend and see what happens.  I'm confident that we'll have many years of enjoyment with him ... and vice versa.  I'm posting pics I took last night - you can see he's already checking out how to get in the house! buster looking in the house

It's An Emotional Rollercoaster! Lately I'm looking At "Short Sales" In A Whole New Light!

It's An Emotional Rollercoaster!  Lately I'm looking At "Short Sales" In A Whole New Light!

It's really heart breaking to speak with some of the homeowners that are facing a foreclosure or ... at best ... a "Short Sale". 

Got a call from a young engaged couple, actually from the future husband ... the wife was too upset to talk!  They had just been to see a lender to see about a refi of their existing mortgage to save their home.  The stumbling block?  Their home is worth about 60% of what they owe on it! 

The future Mrs. Is just crushed, embarrassed, sad at losing her home, and an emotional bowl of noodles!  Future Mr. called me at the suggestion of the lender they visited to ask about the option of selling their home on a "Short Sale". 

What do you say to these young adults who tried to buy their piece of the American Dream at the wrong time?

I do my best to let them know that they did nothing wrong!  They are upstanding credit worthy citizens!  I Avoiding Foreclosurewant to let them know that this will be an uncomfortable and confusing time in their life as a homeowner and ... we can get through it! 

When I meet with them I do my best to make sure they understand that the avalanche of emotion involved in making these choices can be overwhelming. 

Exploring the "Short Sale" option is a viable solution to a problem; it's not a personal reflection on them!  This is not a problem they created or that they are responsible for.   This situation is the result of a "National Economic Tragedy" and, as homeowners, they are victims. 

This all makes me really realize that we need to be available as professionals and ready to help these homeowners!  These homeowners need a shining light at the end of the tunnel - not a train! 

Lately ... I'm looking at "Short Sales" in a whole new light!