A Few Random Thoughts As the Final Days of 2009 Roll By!
This time of year certainly does get different treatment. There are those that simply shut their business mindset down, others that are still sprinting wondering where everybody is, and still other people are basking in the glow of "goodwill towards men". Tis the latter that concocts the spirit of the season and overall Holiday experience that results in a good feeling, rested mindset, and a clean slate to start the new year with.
While some are working hard to close their escrows before the end of the year, others are wondering what their next move should be. Immerse yourself in your family and the Holiday jubilation and remember ... that's what it's really all about. If you are involved in a difficult real estate situation, i.e.- facing foreclosure, eviction, etc., don't let it ruin your family memories. Out of fire comes stronger metals, so you shall be strengthened by your current situation. It will pass, but these memories will remain, especially with your children. Stay strong.
The sanctity of these days was recognized by Fannie Mae and Freddie Mac by their recent action to suspend foreclosure and eviction actions through this period. Other lenders participating in this generous moratorium include Bank of America, JP Morgan Chase, and Wells Fargo. Though they have suspended action, they have not cancelled it. You don't have to worry about losing your house or moving during the Holiday, but you should be making plans to remedy your situation. There are multiple options available to you if you are in a difficult housing situation. Don't ignore it - get a good agent that can guide you for your own good.
Our advice: While you suspend your emotional crisis in this highly emotional Holiday Season, remember that the moratorium isn't permanent. Each of the above mentioned entities will resume their normal business routine on January 3, 2010. Take some time now to relax, smile, and live.
When you are ready to face 2010 be ready to make some business decisions of your own. You owe it to yourself, your family and your friends to make the correct decision for your situation. Regardless of what it is, your situation, though common in nature to literally millions of other people in our nation today, is unique unto you and must be analyzed as such. Don't read too much, listen to too much media, or worse, listen to somebody that knows somebody that knows somebody that did something. Get your personal situation assessed and a plan of action established. Then you can move forward with confidence towards the rest of your blessed life on this earth.
Though it may seem as if the end is near, when you think about it most of the stress experienced in a distressed real property situation is regarding money. Money can be replaced. Keep your health and family a priority and you will soon realize that you can always get more money. The same can't be said about lost health and family.
Have a very Merry Christmas and a Happy New Year regardless of your present life situation - today is a day for Joy. From our hearts to you ... we wish you the very best for you and yours. When it comes to choosing professionals to assist you with your real estate needs...
Experience is Priceless!
Lisa Wetzel and Jim Valentine are the authors of this blog. Lisa, Jim and Jessie are experts in Carson Valley , Carson City and the tri-county area of Douglas County , Carson City and Lyon County. Call our team anytime at 775-781-5472 or 775-781-3704. To Search for Homes go to: Carson Valley Listing Book or visit our website at www.CarsonValleyLand.com